Privacy policy
This is a translation. The binding version is the German one; in case of doubt, the German text prevails.
Controller
Stefan Hölting
c/o Autorenglück #42102
Albert-Einstein-Straße 47
02977 Hoyerswerda
Germany
E-mail: support-ruecklagenplaner@your-app-world.de
The most important point first
Rücklagenplaner is a purely on-device app. There are no user accounts, no registration, no server run by the developer, no advertising, no tracking and no third-party analytics tools. Everything you enter – account names, balances, reserves, notes and the history – stays on your device, or, if you turn it on, in your private iCloud.
The developer has no access to this data at any time.
Processing on the device
The following data is stored exclusively on your device:
- The names and balances of your accounts
- The names, amounts, icons, priorities, target amounts, due dates and notes of your reserves
- The history of your balance updates
- App settings such as currency or warning threshold
This data leaves your device only if you use iCloud syncing or if you start and share an export yourself. No processing by the developer takes place in doing so.
iCloud syncing
If iCloud Drive is turned on in the iOS system settings, the app mirrors its data through the private iCloud database of your Apple Account (Apple CloudKit). The developer is technically unable to access this private database.
The provider of the service is Apple Inc., One Apple Park Way, Cupertino, CA 95014, USA, or Apple Distribution International Ltd., Cork, Ireland. Apple's privacy policy applies: https://www.apple.com/legal/privacy/
The legal basis is Art. 6 (1) (b) GDPR – syncing is part of the function you requested. You can turn it off for this app at any time in the iOS settings under “Apple Account → iCloud”.
App Store and in-app purchases
Purchase, payment and management of in-app purchases are handled exclusively by Apple. From Apple the developer receives only aggregated, non-personal sales and payout reports. Payment data is neither collected nor stored by the developer.
Legal basis: Art. 6 (1) (b) GDPR.
Diagnostic data
The app includes no crash reporting or analytics services of its own. If your device sends diagnostic data to Apple, that is based on your consent in the iOS system settings (“Analytics & Improvements”). At most the developer receives anonymised crash reports from it through App Store Connect.
Contact and support
If you write us a support e-mail, we process your details – sender address, subject, message text and any attachments – exclusively to deal with your enquiry and in case of follow-up questions. The legal basis is Art. 6 (1) (f) GDPR; our legitimate interest lies in answering your enquiry. If the enquiry concerns a purchase or the run-up to one, Art. 6 (1) (b) GDPR applies in addition.
We do not run the support mailbox ourselves: it is hosted by Google (Google Ireland Limited, Gordon House, Barrow Street, Dublin 4, Ireland). Your message sits in our mailbox there and is read and answered exclusively by us personally.
No AI service is involved. The contents of your message are neither analysed automatically nor used to train AI models; there is no automated decision-making in individual cases within the meaning of Art. 22 GDPR.
Google acts as our processor under Art. 28 GDPR; a corresponding data processing agreement is in place.
What you write to us is up to you. To deal with a support enquiry we need no balances, no account numbers and no bank statements – please redact such details in screenshots. For sensitive matters you are welcome to write to us without your real name, from a neutral address.
Messages are deleted as soon as they are no longer needed, and at the latest once statutory retention periods have expired.
Recipients and third countries
We do not pass on the data you enter in the app – we have no access to it. Personal data has recipients only in the cases described above:
- Apple – where iCloud syncing is turned on, and for purchase and billing
- Google – operation of the support mailbox
With both, processing may also take place in the USA. Apple and Google are certified under the EU-US Data Privacy Framework; in addition the European Commission's standard contractual clauses apply.
Retention and deletion
Your data stays stored until you delete it. You delete individual entries directly in the app. All local data is removed when you delete the app from your device. Data synced through iCloud is additionally removed in the iOS settings under “Apple Account → iCloud → Manage Storage”.
Your rights
You have the rights to information (Art. 15 GDPR), rectification (Art. 16), erasure (Art. 17), restriction of processing (Art. 18), data portability (Art. 20) and objection (Art. 21 GDPR). We hold no data about you from the app itself; to that extent we can only answer a request in the negative. If you have written to us, these rights concern the correspondence in the support mailbox.
You also have the right to lodge a complaint about the processing with a data protection supervisory authority (Art. 77 GDPR). In particular you may contact the authority of your habitual residence, your place of work or the place of the alleged infringement.
Changes
We adapt this statement when changes to the app make that necessary. The current version is available in the app under “More → Privacy” and at https://your-app-world.de/ruecklagenplaner/privacy.html
Hosting of this page
This text is additionally delivered as a web page through GitHub Pages (GitHub, Inc., USA). In doing so GitHub processes technically necessary connection data such as the IP address; we do not receive the server logs ourselves. The legal basis is Art. 6 (1) (f) GDPR. Details are set out in the privacy policy of the website: your-app-world.de